Just when you thought the Payday gang had hung up their masks for good, Payday 3 kicks down your door and drags you back into the chaotic world of heisting. This sequel drops us in a neon-soaked 2020s New York where the original crew is at it again—now, with cryptocurrency! Get ready for the most law-evading fun you can have without actually getting chased by the FBI.
Payday 3 revives the cooperative heist formula that made its predecessors famous while introducing more modern twists—think drones, cryptocurrency, and much less sitting in your mom’s basement planning out the perfect heist! Featuring 16 heists (or as I like to call them, an excuse to commit simulated felonies), the game offers two major categories: Core Heists and Side Hustles. Fans of the earlier titles will recognize some remastered missions, but new players won’t feel left out with the fresh gameplay elements and unique challenges that would leave even the most seasoned criminal scratching their heads. Heists range from the straightforward smash-and-grab to layered criminal operations that require communication and coordination stronger than your average gaming squad. Each character brings unique abilities, allowing for varying strategies—so whether you prefer guns blazing or sneaky sneak mode, there’s a role for every wannabe criminal mastermind. Just don’t let the in-game police catch you; you might find your payday ends with a bullet instead of a bag of money!
Bright, flashy, and a tad chaotic—much like the best nights out in New York City! Powered by Unreal Engine 4 (upgradable to 5 because who doesn’t want the latest and greatest?), the graphics are sharp and engaging. The character models don’t quite have the fidelity of triple-A bests, but when you’re running from virtual cops in a hurry, who’s got time to appreciate the lighting? Let’s just say it’s good enough that you’ll enjoy customizing your character’s masks, outfits, and weaponry to make them feel like the solid gold rapper I know lives inside you. Especially as you blaze through heists like a bad influence at a high school party.
So, what’s the verdict on Payday 3? While it definitely gives a nostalgic nod to the original games with some fun mechanics, it struggles to fully modernize the experience, exhibiting more ‘meh’ reactions than a “Will they or won’t they?” sitcom. The game’s reach seems to drift a bit by failing to keep all its promises, and server issues at launch had players more frustrated than a kid wrestling to open a bag of gummy bears. Player counts are fading faster than the credibility of a magician at a children’s birthday party, leaving one to question if the gang's latest escapade is worth the hype. If you’re a die-hard Payday fan, don’t cancel your plans just yet. The world of heisting still has the charm it always did, with plenty of shenanigans to embarrass your friends online. But if you’re on the fence, maybe wait for a patch or two before diving back into the criminal underworld. The experienced crew is back, but let’s just hope this time around, they won’t put a “Get Out of Jail Free” card right in your pocket because you might just need it!